Triple Layer Cracker Toffee Bars Recipe
Introduction
Triple Layer Cracker Toffee Bars combine the satisfying crunch of crackers with rich caramel and creamy chocolate. This easy-to-make dessert offers layers of buttery sweetness perfect for sharing or enjoying as a treat anytime.

Ingredients
- 1 box (13.7 oz) Club Crackers
- 1 can (14 oz) sweetened condensed milk
- 1 cup packed brown sugar
- 1/2 cup (1 stick) salted butter
- 1/4 cup milk
- 1 bag (12 oz) milk chocolate chips (about 2 cups)
Instructions
- Step 1: Line a 9×13 inch baking dish with tin foil and spray the foil with cooking spray on the bottom and sides.
- Step 2: Arrange Club crackers in a single layer on the bottom of the pan, breaking some as needed to cover the foil completely.
- Step 3: In a saucepan over medium heat, combine sweetened condensed milk, brown sugar, butter, and milk. Stir until the butter melts.
- Step 4: Increase heat to medium-high and cook the mixture for 5 minutes, stirring constantly. It will boil—this is necessary for the caramel to develop.
- Step 5: Pour about one-third of the caramel mixture evenly over the cracker layer, then repeat layering two more times, finishing with caramel on top.
- Step 6: Melt the milk chocolate chips in a microwave-safe bowl by heating for 2 minutes, stirring every 30 seconds until smooth.
- Step 7: Pour the melted chocolate over the top caramel layer and spread it evenly. Optionally, sprinkle with festive decorations like Christmas sprinkles or toffee pieces.
- Step 8: Refrigerate the bars for 2 hours until set. Use the foil overhang to lift bars from the pan and cut into small squares.
Tips & Variations
- For extra flavor, sprinkle a pinch of sea salt on top of the melted chocolate before it sets to balance the sweetness.
- Substitute semi-sweet chocolate chips if you prefer less sweetness in the topping.
- Store bars in the fridge to keep them firm, especially during warm weather.
Storage
Store leftover bars covered in the refrigerator for up to one week. When ready to eat, let them sit at room temperature for a few minutes to soften slightly before serving.
How to Serve

Serve this delicious recipe with your favorite sides.
FAQs
Can I use a different type of cracker?
Yes, you can use other sturdy crackers, but Club Crackers work best because of their buttery flavor and texture that complements the caramel and chocolate layers.
Why does the caramel need to boil?
Boiling the caramel mixture helps thicken it and develop a rich toffee flavor. Stirring constantly prevents burning and ensures it cooks evenly.
PrintTriple Layer Cracker Toffee Bars Recipe
Triple Layer Cracker Toffee Bars are a decadent, sweet treat featuring layers of salty Club crackers and rich caramel topped with melted milk chocolate. These bars combine crunchy, buttery, and creamy textures with a perfect balance of sweet and salty flavors, making them an irresistible dessert or snack. Easy to prepare with simple ingredients, this no-bake recipe is perfect for holiday gatherings or anytime you crave a delightful toffee bar.
- Prep Time: 10 minutes
- Cook Time: 10 minutes
- Total Time: 2 hours 20 minutes
- Yield: 24 bars 1x
- Category: Dessert
- Method: Stovetop
- Cuisine: American
Ingredients
Base Layer
- 1 box (13.7 oz) Club Crackers
Caramel Layers
- 1 can (14 oz) sweetened condensed milk
- 1 cup packed brown sugar
- 1/2 cup (1 stick) salted butter
- 1/4 cup milk
Topping
- 1 bag (12 oz) milk chocolate chips (about 2 cups)
Instructions
- Prepare the Pan: Line a 9×13-inch baking dish with tin foil and spray the bottom and sides with cooking spray to prevent sticking.
- Create the Cracker Layer: Arrange Club crackers in a single layer to cover the bottom of the pan, breaking some crackers as needed to fill in gaps.
- Make the Caramel Mixture: In a saucepan over medium heat, combine sweetened condensed milk, brown sugar, salted butter, and milk. Stir continuously until the butter melts completely. Increase heat to medium-high and continue to cook and stir constantly for 5 minutes until the mixture boils and thickens slightly.
- Layer the Caramel and Crackers: Pour one-third of the hot caramel over the cracker layer, spreading it evenly. Repeat this process two more times, so you have three layers of caramel separated by crackers, finishing with a caramel layer on top.
- Melt the Chocolate: Place the milk chocolate chips in a microwave-safe bowl and microwave in 30-second intervals, stirring after each, until the chocolate is completely melted and smooth.
- Apply the Chocolate Topping: Pour the melted chocolate evenly over the top caramel layer and spread smoothly. Optional: sprinkle Christmas sprinkles or toffee pieces on top for decoration.
- Chill and Serve: Refrigerate the bars for at least 2 hours until set. Use the foil overhang to lift the bars from the pan and cut into small squares. Bars will soften at room temperature; store any leftovers covered in the fridge.
Notes
- Ensure to stir the caramel constantly during cooking to prevent burning.
- Use salted butter to balance the sweetness and enhance flavor.
- The bars must be refrigerated to set properly but soften nicely when left at room temperature for a short time before serving.
- For added texture and decoration, top with sprinkles or toffee bits.
- Store bars in an airtight container in the refrigerator for up to one week.
Keywords: cracker toffee bars, triple layer toffee, caramel crackers, chocolate toffee bars, easy dessert, no bake toffee bars

